Travel Insurance
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- the following insurance package you can order via Hidden Trails
- the final contract is still direct between you and the insurance provider |
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Services Provided |
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Emergency Assistance Services
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24 HOURS A DAY, 7 DAYS A WEEK
Emergency Travel Arrangements
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Lost Passport/Travel Documents/
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Lost or Delayed Luggage Assistance
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Embassy or Consulate Referral
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Emergency Message Relay
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Medical Referral, 24 Hr Medical
Monitoring
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Emergency Cash Transfer
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Legal Referrals
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AIR, CRUISE and
TOUR US or non-US Residents
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INSURANCE BENEFITS |
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MAXIMUM BENEFIT |
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Trip Cancellation |
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Up to Trip Cost (max $20.000) |
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Trip Interruption |
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Up to
150% of Trip Cost |
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Travel Delay |
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$1,000 ($200 per day after 24 hours) or $500 for
missed connection |
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Loss of Baggage & Travel
Documents |
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$2,000 |
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Baggage Delay |
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$500 ($150 per day after 24 hrs) |
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Medical Hospital & Emergency
Dental Expenses |
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$50,000 |
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Emergency Medical
Transportation |
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$1,000,000 |
| Common Carrier Accidental Death and Dismemberment |
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$100,000 |
Rate Calculation:
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AGE |
AGE |
AGE |
AGE |
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<50 |
50 – 59 |
60 – 69 |
70+ |
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Cost per $100
of trip cost |
$4.60 |
$6.31 |
$8.00 |
$11.61 |
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To determine
your Plan Cost, take the cost of your trip per person, divide it by
100, then multiply by the correct factor for your age.
Example: Trip
cost = $100 divided by 100 = 10 x $6.31 (for age 50 – 59) = $63.10
(your Plan Cost).
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 Review
Certificate (Pdf format)
Insurance Order Form (PDF format)
Trip
Cancellation/Interruption coverage provides financial protection for
expenses related to trip cancellation or interruption caused by a covered
reason. Trip cancellation provides reimbursement for prepaid, non-refundable
expenses up to the amount of coverage purchased. Trip interruption coverage
offers reimbursement for the unused, non-refundable portion of your trip and
increased transportation costs for you to return home due to a covered
reason.
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Pre-Existing Medical Conditions covered if Policy purchased
within: |
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14 days |
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Financial default covered if Policy is purchased within: |
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14 days |
| Max trip
length: |
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30 days |
| Note: |
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this policy is not available for residents of Florida.
Alternate insurance is available. |
Some of the covered reasons
are:
· Illness,
injury or death of the insured, a covered family member or traveling
companions.
· Bankruptcy
or financial default of a Travel Suppler. Coverage must be purchased within
14 days from the date of initial deposit for covered trip.
· Terrorist
Incident after the Policy Effective Date
· Strikes,
natural disasters or bad weather
· Termination
after al least one year’s employment with the same company through no fault
of your own.
· Your
home is made uninhabitable by fire, flood, burglary, vandalism or natural
disasters.
Pre-Existing Condition Limitation:
This policy will not cover any loss or expense with
respect to medical expenses or trip cancellation if that loss is the result
of a condition for which the Insured person received medical treatment or
advice, or took prescribed drugs or medicine, or for which treatment was
recommended by a Physician, during the 60 days immediately preceding and
including the Insured’s Effective Date, unless the condition is controlled
through the taking of prescription drugs or medication and remains
controlled throughout the 60 day period.
This Pre-Existing Condition Exclusion is waived for all Insured Persons
under the age of 70 if coverage is purchased within 14 days of the date
of the Insured Person’s initial deposit paid to the Travel Supplier for the
trip.
Your SATISFACTION is
GUARANTEED!!
If the Insured is not satisfied for any reason, he or
she may return the Certificate to the Provider within 10 days after receipt.
Premium will then be refunded. When so returned, the policy will be void
from the beginning. This provision is void on the Insured’s effective date
of coverage.
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